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Meet our Team

Kristi Graham Scott-NMLS 1734162

Alabama Loan Officer/Branch leader

Kristi- Alabama Loan Officer

Kristi Graham Scott

NMLS 1734162

Kristi Graham Scott is a mortgage loan officer who finds joy in being with her family and watching her daughter play softball. With a loving husband and three children, Kristi’s life is filled with love and support. As a dedicated mortgage loan officer, she brings her expertise and passion to help people achieve their dreams of owning a home. When she’s not working, Kristi enjoys spending quality time with her family, creating lasting memories together. 

Apply with me


Sean- Alabama Loan Officer

Sean Faciane- Alabama

NMLS 1129252

 Right after college I started my career in the financial world working for SouthTrust Bank. I became a Branch Manager and gained a lot of experience in both consumer and commercial real estate lending. After spending 15 plus years as a Branch Manager, I decided to take on a new adventure and become a Mortgage Loan Officer. There is not a better feeling than helping someone with financing to purchase their dream home. When I am not working, I love spending time with my family,  

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Andrea Hall- Alabama Home Loans with Heart

NMLS 2315531

With 8 years of experience as a processor, realtor & originator, Andrea has the knowledge & skills to assist first-time homebuyers as they navigate the path to homeownership. As a construction loan specialist, she takes pride in turning dreams into reality. Andrea values integrity, communication, & genuine care in her work. She is committed to providing personalized service, backed by advanced technology & maintaining the local touch making home loans accessible & stress-free. Apply with me



Michelle Ballenger-Alabama

NMLS 1474177

 My life is rooted in faith, family, and helping others achieve homeownership. With 10+ years in the mortgage industry, I guide clients confidently. Married 36 years, I cherish my family and church community. Whether you’re ready now or planning for the future, I’m here to help.  Apply with me


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